About Buy Holyoke Now

Buy Holyoke Now is a collaborative effort by an extensive network of lenders, nonprofit groups, real estate professionals, attorneys, insurance agents, and home inspectors, who have gathered together to provide discounted costs and other incentives to help encourage homeownership in the City of Holyoke. You don’t have to be a first-time homebuyer to participate in the program, however, you must reside in the home upon purchase. Homes must be one to four unit properties with no commercial use.

To qualify, prospective homebuyers must secure a mortgage from a participating bank, credit union or mortgage company.

Take a closer look at our lender list

Buy Holyoke Now has developed special relationships with local lenders who may be able to arrange the best loan product for your needs.

These participating lenders are committed to providing Buy Holyoke Now customers with competitive rates, low closing cost, and personalized service. In order to be a participating lender, each institution must offer a discount of some sort to prospective homebuyers. Ask about their Buy Holyoke Now involvement!

To qualify for Buy Holyoke Now you must secure a loan from one of the participating lenders

What are non-profits doing for you?

Non-Profit organizations will provide first-time homebuyer education classes that are certified by CHAPA and HUD. You don’t have to be a first-time homebuyer to participate in Buy Holyoke Now, so experienced homebuyers may attend these courses too. Educated homebuyers are more successful homeowners, so please take advantage of the wealth of education and experience these non-profits offer! These non-profits can also help you get ready for homeownership, by helping you work on any unresolved credit issues from the past. Take a moment to learn what else these groups have available for you!

Agents are committed to serve.

Buy Holyoke Now would like to introduce you to some of the most experienced, talented, and knowledgeable Real Estate Professionals in the Valley. These Real Estate Professionals are licensed professionals ready to work for you. Each Real Estate Professional on this list sees the value of homeownership for individual families, for our neighborhoods and community as a whole. See the list of participating Real Estate Professional.

Retail Partners

Throughout the City of Holyoke, business owners are excited to participate in Buy Holyoke Now. Please see the list of merchants, service providers, and retailers who have stepped-up with discounts and incentives for participants in the Buy Holyoke Now program.

Shop and compare

Our Buy Holyoke Now partners are pleased to have the opportunity to provide a wide-range of services and discounts for those who wish to participate in the program. Our partners are considered to be reputable and responsible, and conduct their business activities with the utmost regard for integrity. However, Buy Holyoke Now does not recommend one service provider over another.

As a home purchasing consumer, it is always your responsibility to shop and compare among the various programs, services and fees connected with any participants of this and/or any program. There is always a benefit to comparison shopping and we strongly recommend it. Shopping and comparing among the various loan products, interest rates, closing costs and other related fees, can help ensure you are making a financial decision that’s right for you and your household.


The city of Holyoke is dedicated to Home ownership. Here are some of the great incentives the City of Holyoke has to offer.

Holyoke Housing Authority

The Borrower’s Assistance Program (BAP) is a program administered by the Holyoke Housing Authority that can help first-time buyers who are purchasing a home in Holyoke with downpayment/closing cost expenses.

To be eligible for assistance the borrower must:

  • Be income eligible-not make more than 80% of the area median income.
  • Be a first-time homebuyer-have not owned a home within the past three years.
  • Be purchasing a single home in the city of Holyoke.
  • Have completed an approved first-time homebuyer education workshop series.
  • Be in need of BAP assistance in order to purchase a home.

If the borrower remains in the home for five years the loan is forgiven.

Holyoke Gas & Electric

We offer a variety of special programs for home and business owners, that allow you to save both energy and money. Click here to learn more.

  • New Gas Service Incentives
  • Residential Energy Conservation Program
  • First-time Homeowner Program
  • Commercial Assistance Program
  • Economic Development Discounts

Office for community developement

Contact the Office for Community Development at 322-5610 or visit our website here for further information on these and other programs.

Homeowner assistance

Neighborhood Improvement Program – NIP Up to 60% rebates for home improvements in 1-4 unit, owner-occupied properties. Income eligibility requirements. Call for details.

Rental property assistance

Rental Neighborhood Improvement Program – RNIP Low interest loans for 3+ unit rental property improvements, including lead paint abatement’s, new heating systems, etc. Call for details.

Buyer assistance

Buyer Assistance Program – BAP. Help with down payment and/or closing costs for income eligible, first time home buyers. See the Holyoke Housing Authority above.